{"id":15271,"date":"2022-01-10T11:50:37","date_gmt":"2022-01-10T10:50:37","guid":{"rendered":"https:\/\/uat.banquerichelieufrance.com\/mentions-legales\/"},"modified":"2025-11-17T15:18:10","modified_gmt":"2025-11-17T14:18:10","slug":"legal-notices","status":"publish","type":"page","link":"https:\/\/banquerichelieufrance.com\/en\/legal-notices\/","title":{"rendered":"Legal notices"},"content":{"rendered":"\t\t
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Legal Notice<\/b> <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Corporate Name<\/b><\/td>

Banque Richelieu France<\/p><\/td><\/tr>

Legal Form<\/strong><\/td>Public limited company with management board and supervisory board with capital of 118,700,000 euros<\/td><\/tr>
Share Capital<\/strong><\/td>

\u20ac118,700,000<\/p><\/td><\/tr>

Registered Office<\/strong><\/td>

1-3-5, rue Paul C\u00e9zanne \u2013 75008 Paris<\/p><\/td><\/tr>

SIREN Number \/ Trade and Companies Register<\/strong><\/td>

338 318 470 \u2013 Paris Trade and Companies Register (RCS Paris)<\/p><\/td><\/tr>

Intra-Community VAT Number<\/strong><\/td>

FR93 338 318 470<\/p><\/td><\/tr>

NAF Code<\/strong><\/td>

6419Z<\/p><\/td><\/tr>

Authorisation by the French Prudential Supervision and Resolution Authority (ACPR)<\/strong><\/td>Credit institution \u2013 Bank \u2013 Investment services provider, authorised under number 19069<\/span>, authorised to provide all banking transactions, securities account-keeping and custody services, reception and transmission of orders on behalf of third parties, execution of orders on behalf of third parties, portfolio management on behalf of third parties, investment advice, underwriting, and guaranteed and non-guaranteed placement services.<\/td><\/tr>
ORIAS<\/strong><\/td>Insurance intermediary registered under number 08 042 935<\/span>. This registration can be verified on the website of ORIAS.<\/td><\/tr>
Contact<\/b><\/td>01 42 89 00 00
contact@banquerichelieu.com<\/td><\/tr>
Publishing Director<\/strong><\/td>Mr. Sylvain FONDEUR
Chairman of the Executive Board<\/td><\/tr>
Editor-in-Chief<\/strong><\/td>Mrs Claire LUZINIER
Communication Director<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Website Design and Development
<\/b>The design and development of the Website are carried out by Banque Richelieu France.<\/p>

Website Maintenance and Hosting
<\/b>The Website is maintained and hosted by Cognix Systems, using the OVH platform, a simplified joint-stock company (SAS) with share capital of \u20ac40,000, registered with the Lille M\u00e9tropole Trade and Companies Register under number 424 761 419, whose registered office is located at 2, rue Kellermann, 59100 Roubaix, France.<\/p>

General Terms of Use
<\/b>The website is the property of Banque Richelieu France and includes:
– the website https:\/\/banquerichelieufrance.com<\/span><\/a>
– related websites, including \u201cmyrichelieu.fr\u201d,
– associated applications, including \u201cMy Richelieu\u201d and \u201cMy Richelieu Scan\u201d,
– all integrated services and associated documents,<\/p>

collectively referred to as the \u201cSite\u201d.<\/p>

Banque Richelieu France provides Users (\u201cUsers\u201d) with services enabling them to:
– consult information related to the creation, management, and development of their securities portfolio,
– access their securities accounts, subject to acceptance of specific terms of use.<\/p>

Acceptance of the Terms of Use
<\/b>Access to and use of the Site (including its Applications) constitutes the User\u2019s acknowledgment that they have read and accepted these General Terms of Use (\u201cTerms\u201d).<\/p>

ANY ACCESS OR USE OF THE SITE AND ITS APPLICATIONS CONSTITUTES UNCONDITIONAL ACCEPTANCE OF THESE TERMS. USERS WHO DO NOT ACCEPT THE TERMS MUST NOT USE THE SITE AND MUST UNINSTALL THE APPLICATIONS.<\/p>

The version of the Terms currently available online is the only version enforceable throughout the User\u2019s use of the Site, until replaced by a newer version.<\/p>

Users are therefore required to consult the Terms with each new connection.<\/p>

Authorisation and Regulatory Status
<\/b>Banque Richelieu France (the \u201cBank\u201d) is a French credit institution and investment services provider, authorised and supervised by the ACPR (Autorit\u00e9 de Contr\u00f4le Prudentiel et de R\u00e9solution).<\/p>

ACPR Contact: 4 Place de Budapest, CS 92459, 75436 Paris Cedex 09 \u2014 acpr.banque-france.fr.<\/p>

The Bank is also subject to:
– supervision by the European Central Bank (ECB) with respect to financial soundness,
– supervision by the Autorit\u00e9 des march\u00e9s financiers (AMF) as an investment services provider.<\/p>

The Bank is subject to the provisions of the French Monetary and Financial Code and the AMF General Regulation.<\/p>

Insurance Intermediary Register
<\/b>The ORIAS register lists all authorised insurance and reinsurance intermediaries.<\/p>

Banque Richelieu France is registered as an insurance broker under number 08 042 935.
Its financial guarantee and professional liability insurance are compliant with Articles L.512-7 and L.512-6 of the French Insurance Code.<\/p>

The Bank is not bound by exclusivity with any insurance company.
The names of the insurance companies the Bank works with may be provided upon request.<\/p>

Purpose of the Site
<\/b>The Site provides Users with information on the Bank\u2019s products and services, provided that Users ensure they are legally allowed to access the Site from their country of connection.<\/p>

It also enables Bank clients to access their accounts, and provides certain financial information to the Bank\u2019s partners.<\/p>

The Site is for informational and consultative purposes only and does not allow transactions of any kind.<\/b><\/p>

Disclaimer
<\/b>Users should be aware of the following:<\/p>

Some of the Site\u2019s content is derived from documents considered reliable.<\/p>

However, information on financial instruments must not be construed as:
– an offer of service or product,
– an inducement or recommendation to invest or trade,
– a solicitation to buy or sell financial instruments,
– a contractual commitment,
– financial, legal, tax, or other advice.<\/p>

No element of the Site constitutes a basis for an investment decision.
Users are strongly encouraged to seek professional advice before making any investment. The Bank accepts no liability for use of the information in violation of these Terms.<\/p>

Jurisdictional Restrictions
<\/b>Some jurisdictions may restrict access to or the use of this Site.
Users must ensure that they are legally authorised to access it from their country.<\/p>

Non-residents (outside France)
<\/b><\/i>Access to the products and services described may be restricted by local laws.
Individuals must verify with their legal or tax advisors that they are authorised to subscribe to these services.<\/p>

US Persons Warning
<\/i><\/b>The Site, its products, and its services are neither offered nor sold to US Persons, pursuant to the US Securities Exchange Act of 1934, as amended.
Products and services may not be subscribed to by US Persons unless expressly permitted under applicable US law.<\/p>

By accessing the Site, Users confirm that such access complies with all laws applicable to them.<\/p>

Access Conditions
<\/b>Users confirm that they have the skills and equipment necessary to access and use the Site.<\/p>

The Bank cannot be held liable for elements outside its control or for any damage affecting the User\u2019s technical environment (computers, software, network equipment, etc.). Telecommunication costs are borne by Users.<\/p>

The Site is normally available 24\/7 except in cases of force majeure, third-party action, or maintenance. Any interruption will be notified on the homepage or by any other means. Such interruptions do not give rise to compensation.<\/p>

The Bank may terminate access at any time in the event of a breach of the Terms by the User.<\/p>

Editorial Content
<\/b>The Bank may amend the Site at any time without notice and declines responsibility for:
delays, errors, or omissions, interruptions or unavailability of the Site.<\/p>

Although the Bank applies reasonable diligence and uses independent partners to ensure the reliability of information, it does not guarantee accuracy, completeness, relevance, or timeliness.<\/p>

Information may be amended at any time.<\/p>

The Bank is not liable for decisions made based on the Site or for damages (direct or indirect), including financial loss. Users acknowledge that past performance does not guarantee future results and that they access and use the content at their own risk.<\/p>

Certain financial data are provided under licence and protected by copyright. Users may not reproduce, modify, or redistribute this content.<\/p>

Information on Financial Instruments
<\/b>Financial instruments may vary in value, and Users may lose part or all of their investment.<\/p>

Simulations of past or future performance are not reliable indicators of actual future results.
Exchange-rate fluctuations, commissions, or charges may affect performance.<\/p>

Certain instruments are intended only for investors with appropriate knowledge and experience.
Depending on the instruments offered, the Bank may assess suitability or appropriateness.<\/p>

Intellectual Property
<\/b>All trademarks, logos, texts, illustrations, software, and other elements appearing on the Site are protected by intellectual property law.<\/p>

The Bank owns the Site (including Applications) or holds the necessary authorizations.<\/p>

Content is strictly for personal use.<\/p>

Any reproduction, distribution, public communication, or adaptation \u2014 in whole or in part \u2014 without the Bank\u2019s prior written consent is strictly prohibited and may result in legal action.<\/p>

The Bank\u2019s failure to act does not constitute a waiver of rights.<\/p>

Protection of Personal Data
<\/b>The Bank places the highest importance on protecting Users\u2019 personal data collected during browsing (public or private space) or via its applications.<\/p>

In accordance with applicable regulations, Users have the right to: object (depending on the legal basis), access, rectify, erase their personal data.<\/p>

To exercise these rights:<\/p>

Data Protection Officer (DPO)
<\/b>Banque Richelieu France
1-3-5 rue Paul C\u00e9zanne, 75008 Paris
Email: protectiondesdonnees.fr@banquerichelieu.com<\/span><\/p>

Users may also lodge a complaint with the CNIL.
A full Personal Data Protection Charter is available on the Site.<\/p>

Confidentiality and Security
<\/b>The private client and partner spaces operate through a secure SSL 128-bit connection.
Users receive personal credentials (login, password, OTP card).
They must keep these secure and confidential.<\/p>

The Bank cannot be held liable for their disclosure or use by third parties.
Users are responsible for logging out properly.
Internet security cannot be guaranteed; electronic communications may be intercepted or altered.<\/p>

The Bank disclaims all liability in this respect.<\/p>

Hyperlinks
<\/b>Links from the Site to external websites do not engage the Bank\u2019s liability.
Links to the Site require the prior written authorisation of the Publishing Director.<\/p>

Cookies and Tracking Technologies
<\/b>The Site uses cookies to ensure secure and improved browsing.<\/p>

Types of cookies:
– Essential cookies (functional)
– Analytics cookies
– Third-party cookies (e.g., embedded videos)<\/p>

Users consent to the use of cookies but may disable them in their browser.
Disabling cookies may limit access to personalised services.<\/p>

Governing Law
<\/b>The site is governed by French law. Any disputes fall under the exclusive jurisdiction of French courts.
The official language of the site is French.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Legal Notice Corporate Name Banque Richelieu France Legal Form Public limited company with management board and supervisory board with capital of 118,700,000 euros Share Capital \u20ac118,700,000 Registered Office 1-3-5, rue Paul C\u00e9zanne \u2013 75008 Paris SIREN Number \/ Trade and Companies Register 338 318 470 \u2013 Paris Trade and Companies Register (RCS Paris) Intra-Community VAT<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-15271","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages\/15271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/comments?post=15271"}],"version-history":[{"count":15,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages\/15271\/revisions"}],"predecessor-version":[{"id":21723,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages\/15271\/revisions\/21723"}],"wp:attachment":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/media?parent=15271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}