{"id":14621,"date":"2021-11-25T14:47:53","date_gmt":"2021-11-25T13:47:53","guid":{"rendered":"https:\/\/uat.banquerichelieufrance.com\/bien-informe-bien-protege\/"},"modified":"2023-06-08T17:35:53","modified_gmt":"2023-06-08T15:35:53","slug":"well-informed-well-protected","status":"publish","type":"page","link":"https:\/\/banquerichelieufrance.com\/en\/well-informed-well-protected\/","title":{"rendered":"Well informed, well protected"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14621\" class=\"elementor elementor-14621\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-6c863af elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6c863af\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-3d73833\" data-id=\"3d73833\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59f8ae1 elementor-widget elementor-widget-spacer\" data-id=\"59f8ae1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ce935f5\" data-id=\"ce935f5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c93edeb elementor-widget elementor-widget-spacer\" data-id=\"c93edeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41f27e8 elementor-widget elementor-widget-heading\" data-id=\"41f27e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Well <b>informed<\/b>, well <b>protected<\/b> <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff5222e elementor-widget elementor-widget-spacer\" data-id=\"ff5222e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4f2a809 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f2a809\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2860cb5\" data-id=\"2860cb5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f6e647 elementor-widget elementor-widget-spacer\" data-id=\"5f6e647\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-cce13b7 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"cce13b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d360fe8\" data-id=\"d360fe8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a5592e elementor-widget elementor-widget-heading\" data-id=\"6a5592e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Investors protection<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-e04bc8b elementor-widget elementor-widget-spacer\" data-id=\"e04bc8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-279c1d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"279c1d5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-59de0d3\" data-id=\"59de0d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a1ec3e elementor-invisible elementor-widget elementor-widget-image\" data-id=\"8a1ec3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2023\/05\/sean-pollock-PhYq704ffdA-unsplash-scaled.jpg\" class=\"attachment-full size-full wp-image-18676\" alt=\"\" srcset=\"http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2023\/05\/sean-pollock-PhYq704ffdA-unsplash-scaled.jpg 2560w, http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2023\/05\/sean-pollock-PhYq704ffdA-unsplash-300x200.jpg 300w, http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2023\/05\/sean-pollock-PhYq704ffdA-unsplash-1024x683.jpg 1024w, http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2023\/05\/sean-pollock-PhYq704ffdA-unsplash-768x512.jpg 768w, http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2023\/05\/sean-pollock-PhYq704ffdA-unsplash-1536x1024.jpg 1536w, http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2023\/05\/sean-pollock-PhYq704ffdA-unsplash-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6e2aed7\" data-id=\"6e2aed7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4968435 elementor-widget elementor-widget-text-editor\" data-id=\"4968435\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>MiFID II (Markets in Financial Instruments Directive)<\/strong> entered into force on 3 January 2018 on financial instruments markets.<br \/>Banks must take different steps to reinforce investor protection and improve the choice and distribution of investment products.<\/p><p>We share legislator\u2019s concerns. In accordance with the new regulation we went further in our mission as private bankers in the service of our clients. We have adopted our pricing that meets our new offer and our desire for simplification. In terms of management mandates and advise, we no longer apply current practices to obtain inducements from certain investment fund managers.<\/p><p>Thus, this new legal framework has had a positive impact on the services you can receive in our Institution. For more information, please read the brochure below. You will discover the various steps we have taken in compliance with MiFID II regulations in order to serve you better and strengthen your protection as an investor.<\/p><p>In order to learn about the main financial instruments, or to improve your understanding, you will find both sheets and video tutorials here.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-443e84c default_button elementor-align-center elementor-widget elementor-widget-button\" data-id=\"443e84c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"http:\/\/banquerichelieufrance.com\/wp-content\/uploads\/sites\/3\/2022\/02\/1121_BROCHURE-REGLEMENTATION-MIFID-II.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Understanding MiFiD II<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e8091e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e8091e1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d548c32\" data-id=\"d548c32\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-5d213ec elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5d213ec\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d63b82b\" data-id=\"d63b82b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da553ea elementor-widget elementor-widget-heading\" data-id=\"da553ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Investor guide<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d72a62 elementor-tabs-alignment-center elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"1d72a62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3081\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3081\" aria-expanded=\"false\">Investment in Shares<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3082\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3082\" aria-expanded=\"false\">Investment in Bonds<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3083\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3083\" aria-expanded=\"false\">Investment in collective investment<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3084\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3084\" aria-expanded=\"false\">Investment in structured product<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3081\" aria-expanded=\"false\">Investment in Shares<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3081\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3081\" tabindex=\"0\" hidden=\"false\"><iframe width=\"560\" height=\"615\" src=\"https:\/\/www.youtube.com\/embed\/xVLhW8cFxrg\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3082\" aria-expanded=\"false\">Investment in Bonds<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3082\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3082\" tabindex=\"0\" hidden=\"hidden\"><iframe width=\"560\" height=\"615\" src=\"https:\/\/www.youtube.com\/embed\/Jr6yIpCHr8A\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3083\" aria-expanded=\"false\">Investment in collective investment<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3083\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3083\" tabindex=\"0\" hidden=\"hidden\"><iframe width=\"560\" height=\"615\" src=\"https:\/\/www.youtube.com\/embed\/oS7wX12HS84\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3084\" aria-expanded=\"false\">Investment in structured product<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3084\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3084\" tabindex=\"0\" hidden=\"hidden\"><iframe width=\"560\" height=\"615\" src=\"https:\/\/www.youtube.com\/embed\/I58lO9D-3OM\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Well informed, well protected Investors protection MiFID II (Markets in Financial Instruments Directive) entered into force on 3 January 2018 on financial instruments markets.Banks must take different steps to reinforce investor protection and improve the choice and distribution of investment products. We share legislator\u2019s concerns. In accordance with the new regulation we went further in<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-14621","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages\/14621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/comments?post=14621"}],"version-history":[{"count":3,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages\/14621\/revisions"}],"predecessor-version":[{"id":19996,"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/pages\/14621\/revisions\/19996"}],"wp:attachment":[{"href":"https:\/\/banquerichelieufrance.com\/en\/wp-json\/wp\/v2\/media?parent=14621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}